We are a principle lender of Senior and Stretch-Senior Debt for residential development projects. We lend on a broad range of new build and refurbishment projects including residential, mixed use, student accommodation, retirement living and PRS schemes.

Our finance costs allow for the purchase of the site, construction costs, professional fees and interest. Our minimum loan size is £5m. There is no maximum loan size. Projects should generally fall within a 4 year term or less, though for larger phased schemes there is no term restriction. We can look to provide a whole loan with both the Senior debt and additional Mezzanine Finance within the same facility.

Whilst we prefer schemes with full planning permission, we will lend on schemes requiring enhancements to existing consents, provided we can get comfortable with the planning proposals and associated risk.

We provide finance nationwide with a particular focus on London and the Home Counties. We only partner with developers with established track records.

We pride ourselves on our industry relationships and aim to be the lender of choice to residential developers. We have extensive in-house development expertise which we use to appraise all aspects of a scheme, adding value as a partner, not just a lender.

We pay introducer fees to intermediaries looking to introduce a client.


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Victor Librae

Partner - New Business


Adrian Mediratta

Partner - New Business




Urban Exposure Limited announces that it will provide senior debt financing to assist with the development of the former Shredded Wheat factory in Welwyn Garden City. Last year, Urban Exposure financed the original purchase of the entire site from Tesco. The supermarket group was granted planning across the entire site for 850 dwellings, potentially including ...