We are a principle provider of Mezzanine Finance for residential development projects. We lend on a broad range of new build and refurbishment projects including residential, mixed use, student accommodation, retirement living and PRS schemes.

We provide finance nationwide with a particular focus on London and the Home Counties. We only partner with developers with established track records. Our minimum loan size is £5m, there is no maximum loan size.  Projects should generally fall within a 4 year term or less, though for larger phased schemes there is no term restriction. We can look to provide a whole loan with both the Senior debt and additional Mezzanine Finance within the same facility.

Whilst we prefer schemes with full planning permission, we will lend on schemes requiring enhancements to existing consents, provided we can get comfortable with the planning proposals and associated risk.

We pride ourselves on our industry relationships and aim to be the lender of choice to residential developers. We have extensive in-house development expertise which we use to appraise all aspects of a scheme, adding value as a partner, not just a lender.

We pay introducer fees to intermediaries looking to introduce a client.


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Victor Librae

Partner - New Business


Adrian Mediratta

Partner - New Business



Urban Exposure launches Housing Manifesto for the West Midlands

Leading UK residential financier, Urban Exposure today announces the launch of a series of policy proposals to help boost the housing market in the West Midlands. The proposals together form Urban Exposure’s Housing Manifesto for the West Midlands, which the group has begun discussing with local policy makers this week. Earlier this year Urban Exposure ...