We are a principle provider of Mezzanine Finance for residential development projects. We lend on a broad range of new build and refurbishment projects including residential, mixed use, student accommodation, retirement living and PRS schemes.

We provide finance nationwide with a particular focus on London and the Home Counties. We only partner with developers with established track records. Our minimum loan size is £5m, there is no maximum loan size.  Projects should generally fall within a 4 year term or less, though for larger phased schemes there is no term restriction. We can look to provide a whole loan with both the Senior debt and additional Mezzanine Finance within the same facility.

Whilst we prefer schemes with full planning permission, we will lend on schemes requiring enhancements to existing consents, provided we can get comfortable with the planning proposals and associated risk.

We pride ourselves on our industry relationships and aim to be the lender of choice to residential developers. We have extensive in-house development expertise which we use to appraise all aspects of a scheme, adding value as a partner, not just a lender.

We pay introducer fees to intermediaries looking to introduce a client.


Please enter your details below for a call back.

Are you a robot?

Please finish our logo:

Contact a team member

Victor Librae

Partner - New Business


Adrian Mediratta

Partner - New Business



LOOK AHEAD 2018: UK housing presents a clear opportunity for lenders

Randeesh Sandhu, Urban Exposure’s CEO outlines why he has a positive outlook for residential development finance in an article for Real Estate Capital News, and considers how developers and lenders should contribute to tackling the UK’s housing shortage in 2018: “Weakness across real estate markets during 2017 has fuelled concerns that the UK’s property sector is heading ...