Urban Exposure are a principle lender of Bridging Finance.

We have the technical expertise to underwrite a variety of transactions with speed and efficiency whilst providing a flexible product offering across the loan spectrum. 

Our team have extensive experience as both lenders and developers enabling them to understand the diverse scenarios that traditional lenders would avoid, offering a truly bespoke service.

The application process is simple, personable, fast and always relevant to the transaction enabling the borrower to meet their required deadlines.

Urban Exposure recognise that no two deal are alike and will work with you to find a solution. We will consider a broad range of projects including unregulated residential purchases and refinances, portfolio refinancing, land (with planning), refurbishment,  completed development refinancing, leasehold extensions, mixed use properties, student accommodation, retirement living and PRS schemes across the UK.

Individuals, Partnerships, Limited companies, offshore companies and trusts, Foreign Nationals and expats will all be considered on a deal by deal basis.

Our minimum loan size is £200k on a 1st or 2nd charge basis. There is no maximum loan size and no exit penalties. Facilities will generally fall within a 24 month term or less.

We will pay introducer fees to intermediaries looking to introduce a client.



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Victor Librae

Partner - New Business


Adrian Mediratta

Partner - New Business



LOOK AHEAD 2018: UK housing presents a clear opportunity for lenders

Randeesh Sandhu, Urban Exposure’s CEO outlines why he has a positive outlook for residential development finance in an article for Real Estate Capital News, and considers how developers and lenders should contribute to tackling the UK’s housing shortage in 2018: “Weakness across real estate markets during 2017 has fuelled concerns that the UK’s property sector is heading ...