We are an award-winning residential development finance provider. We’re not a bank, we’re a non-bank lender.

Urban Exposure was established in 2002 and evolved into a development finance provider in 2009.

We provide development funding for residential, mixed use, student accommodation, retirement living and PRS schemes. We use our in-house development and lending expertise in all phases of the investment process including origination, underwriting, loan servicing and development monitoring.

Urban Exposure has the technical expertise to underwrite large and complex loans and provide a flexible product offering across the loan spectrum. Our senior management have extensive experience as both lenders and developers enabling them to oversee and monitor every stage of a development project – adding value and driving successful outcomes.

Urban Exposure won the Residential Financier of the Year award at Property Weeks 2014 RESI Awards, and was shortlisted as a Finalist in 2015 and 2016, and was also a Finalist in the 2016 Property Week Property Awards.

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Watch: In this video, our Chairman Ravi Takhar discusses how non-bank lenders such as Urban Exposure contribute to a healthier and more stable property market.

Watch: Urban Exposure CEO and co-founder Randeesh Sandhu gives an introduction to the residential development finance specialist, the experience and expertise of the team, as well as discussing the coveted “Residential Financier of the Year” award at the Property Week RESI 2014 awards.



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Randeesh Sandhu

Chief Executive Officer


Ravi Takhar





Urban Exposure Limited announces that it will provide senior debt financing to assist with the development of the former Shredded Wheat factory in Welwyn Garden City. Last year, Urban Exposure financed the original purchase of the entire site from Tesco. The supermarket group was granted planning across the entire site for 850 dwellings, potentially including ...